Bad Credit Car Loans
bad credit car loansPaid or unpaid defaults? Discharged bankrupt? Few too many inquiries? Let us help you find the perfect finance package!

Same Day Approvals
87428495Zoom Car Loans provides quick response to all loan applications. Our loans are usually approved within 24 hours.

Centrelink Car Finance 
Centrelink Car financeZoom Car Loans provides flexible fixed rate low repayment vehicle finance options to help you get back on your feet.

Flexible terms & repayments
flexible termsYou select the repayments and terms of the loan to meet your budget needs. Car loans available from $2000.00

100%, no deposit finance 
no deposit financeNo savings? or simply want to hold on to your cash? Zoom’s loan products can cover the full cost of your car

You are in control
you are in controlYou can purchase your car through anywhere in Australia. Both private and dealer purchases are accepted.

Quick Quote

Quick Quote

Bad Credit Car Loans Australia Wide

Have you found yourself in the frustrating position of being unable to purchase the car you require? Whether you need to drive for career or personal reasons, being left high and dry without a vehicle can be extremely stressful.

This is an even more difficult situation to face if you have a less-than-perfect credit history looming over you and ruining your chances with some lenders.  Luckily, if you are looking for bad credit car loans in Australia, there is an easy solution: Zoom Car Loans.

Why Choose Zoom Car Loans?

We understand how important it is for you to get your bad credit car finance approved quickly. Our team of Australian finance brokers and specialists work hard to ensure applications are processed fast – often within 24 hours of being submitted. We then go above and beyond to get your purchase settled so that you can get back on the road and on with your life.

Zoom Car Loans has access to the leading providers of car loans in Australia, which means you can always expect the best deal when you choose us. We are also proud to be 100% Australian – our ownership and operations are all based right here.

I am extremely satisfied with the service provided by Zoom Car Loans. Their dedication to my requirements was reflective in the loan approval offered – and accepted!

S Dallinger from QLD

I would like to thank you all for your help. Not only did you make the process fast and easy, but you even managed to get me the cheapest loan possible – Even our bank manager couldn’t beat it!

J Harrison from NSW

Thank you to the whole Zoom team for helping us with our car purchase. We highly recommend others to take advantage of unbeatable customer service that you offer…

N Dewstow from QLD

Perfect. Till we speak again!! Thanks for making this a breeze and thank you for getting the private sale organised so quickly! You’ve been awesome to deal with and I look forward to dealing with you again.

P Sabados from VIC

Where Are We Available?

Every Aussie deserves a fair go. No matter where you live or what your circumstances are, you can rely on Zoom Car Loans to provide you with outstanding service and help you secure the vehicle you need – whether you are buying privately or from a dealership. Our bad credit car loans are available everywhere in Australia, including: • SydneyBrisbaneMelbourneAdelaidePerth • All other Australian cities and regions. To find out more about how we can help you, please call us on 1300 138 273. Or to take the first step to getting back on the road, complete our 2-minute online application. We look forward to helping you purchase and drive away in your ideal car.