Bad Credit Car Loans
bad credit car loansPaid or unpaid defaults? Discharged bankrupt? Few too many inquiries? Let us help you find the perfect finance package!

Same Day Approvals
87428495Zoom Car Loans provides quick response to all loan applications. Our loans are usually approved within 24 hours.

Centrelink Car Finance 
Centrelink Car financeZoom Car Loans provides flexible fixed rate low repayment vehicle finance options to help you get back on your feet.

Flexible terms & repayments
flexible termsYou select the repayments and terms of the loan to meet your budget needs. Car loans available from $2000.00

100%, no deposit finance 
no deposit financeNo savings? or simply want to hold on to your cash? Zoom’s loan products can cover the full cost of your car

You are in control
you are in controlYou can purchase your car through anywhere in Australia. Both private and dealer purchases are accepted.

Quick Quote

Quick Quote

Specialising in Bad Credit Car Loans Sydney

It’s no secret that living in Sydney is expensive. The high costs makes it easy for a couple of sneaky bills or debts to quickly leave you with a tarnish on your credit history. You may not even realise this has happened until you try to purchase a new vehicle and get a shock when your application is rejected. Fortunately, there are ways to overcome this obstacle and buy that set of wheels you have your eye on.

If you are looking for bad credit car loans in Sydney, look no further than Zoom Car Loans.

Why Should You Choose Zoom Car Loans?

At Zoom Car Loans, we understand the needs of Sydneysiders and Australians in general. This is because we are 100% Aussie too – we are locally owned and operated. By accessing some of the country’s leading finance providers and products, we are able to provide the best value on bad credit car loans for people in Sydney.

Our dedication to customer service is also impeccable. We realise how stressful and intimidating the loan application process seems to most people, so our finance brokers work hard to make the whole thing as simple as possible. Our 2-minute application form and ability to streamline settlements are great examples of how we take the pressure off you and ensure your loan is processed sooner.

I am extremely satisfied with the service provided by Zoom Car Loans. Their dedication to my requirements was reflective in the loan approval offered – and accepted!

S Dallinger from QLD

I would like to thank you all for your help. Not only did you make the process fast and easy, but you even managed to get me the cheapest loan possible – Even our bank manager couldn’t beat it!

J Harrison from NSW

Thank you to the whole Zoom team for helping us with our car purchase. We highly recommend others to take advantage of unbeatable customer service that you offer…

N Dewstow from QLD

Perfect. Till we speak again!! Thanks for making this a breeze and thank you for getting the private sale organised so quickly! You’ve been awesome to deal with and I look forward to dealing with you again.

P Sabados from VIC

Sydney Car Loans FAQs

The car I would like to buy isn’t in Sydney. Is that OK?
Yes. While we assist with many car loans in Sydney, our services are actually available Australia-wide. Wherever you and your ideal vehicle might be in the country, our financing solutions can make the loan application process a breeze. Find out how it all works here.

Does my car have to be purchased through a dealership?
Not at all. Zoom Car Loans can assist with bad credit car finance for privately sold vehicles as well. To discuss the details of your circumstances and requirements with a friendly finance specialist, please get in touch with us today.