Getting a car loan can be an intimidating process. You have to provide a lot of personal financial information, and you may be asked questions about your credit history and income. Today, Zoom Car Loans has made it easier than ever to work through the application process quickly.
What Do I Need to Apply for a Car Loan?
The more prepared you are going into the process, the better. A potential lender will want proof that you make as much money as you claim. They will also want to see evidence of your expenses to make sure you are upfront about debts and bills. Finally, they will want to see your credit history to look for trends in your repayment habits.
Before you apply, you should gather together the following documents:
- Recent bank statements
- Proof of income
- Tax returns
- Notices of assessment (if applicable)
- Copies of your bills
- A current driver’s licence
- Rent or mortgage statements
- Credit card statements
Additional documentation may be requested depending on the lender’s requirements and your circumstances.
How Does Zoom Car Loans Handle My Application?
When you visit the Zoom Car Loans website, you can access our convenient 2-minute application. Simply provide your contact information, date of birth, and desired loan amount and submit the form. We process applications quickly, often in as little as 30 minutes.
We do all the hard work from there. We’ll find the best lender for you and make sure you have everything you need. Most clients receive approval within 24 hours. There’s less downtime so you don’t miss an opportunity to buy a great car.
5 Reasons to Use Zoom for Your Next Car Loan
You could research all available lenders and try to find the right one by yourself. That process can take a lot of time and is difficult for anyone who doesn’t work in the industry and have an established network. Zoom Car Loans can help you by:
- Speeding Up the Process – No one wants to waste time on a car purchase. Zoom handles the difficult stuff so you can get behind the wheel faster. There’s less stress, no hassle, and you can get started from anywhere!
- Negotiating Terms That Work for You – Our experts care about your satisfaction. We find lenders that are ideal for you and negotiate to get you the best repayment terms possible so you can buy within your budget.
- Working with You Anywhere – Our services are available anywhere in Australia. Even if you plan to buy a car that’s far from your home, we can help you get financed.
- Helping You Overcome Bad or No Credit Situations – We can help you overcome bad or no credit situations. We have a huge network of lenders with different requirements. We can also make recommendations to increase your chances of approval.
- Providing Friendly Service to All Clients – We believe that every client is important, no matter how much you plan to spend on a vehicle. We provide friendly, helpful service that focuses on getting you the car you want.
Visit our website and fill out the application form when you’re ready to get started. You can also contact us at 1300 138 273 to learn more about buying a car.