In this technological age, everything is done online. Job applications, emailing work clients, keeping in touch with people you haven’t seen for 20 years; why should a car loan be any different? It’s easy to apply for bad credit loans online these days, plus it cuts out trying to talk to an automated machine over the phone that doesn’t understand a word you say!

bad credit loans online

So why do people prefer to shop for bad credit loans online?

Many researchers have asked why people prefer to do their shopping online rather than face-to-face. Here is why:


Perhaps you are unable to get to the shops during the day due to work, or maybe you had a light bulb moment at 11:00pm and remember you needed to buy something. No shop will be open for you. Online shopping gives consumers the freedom to shop when it is convenient for them. Not everyone has the luxury of strolling around the shops all day and it’s almost too easy to forget to buy at least one of the things you need. Online shopping just makes it easier.


Don’t you hate it when you go to a shopping centre in search of one specific thing and then they don’t have it? Even worse, they then tell you to go across town to find it. Shopping online gives you all the variety and options you need in one place. That specific thing you want? They have a hundred! And in 3 different colours!

Sharing and Comparison

One of the perks of shopping online is that you can read reviews of the product before making the purchase. Of course, the shop assistant is going to say their product is the greatest thing since sliced bread. By reading reviews and sharing your own experience you can talk to like-minded people to help your decision-making process.


Bad credit can be embarrassing no matter who you are. Maybe you don’t want to talk to someone face-to-face about your history. Searching for bad credit loans online means you cut out the middle-man and can confess your bad credit to your computer instead. Consumers can feel more comfortable purchasing private products online. Unless someone is looking over your shoulder, you’re the only one that knows what you’re up to.

Crowds and People

If you’re not much of a people person or big crowds make you anxious, shopping centres are the worst. By shopping online, you can be calm and make more clear and concise decisions than if you are stressed in a big crowd. Shopping online may just be more comfortable for some people.


With Zoom Car Loans it’s easy to apply for bad credit loans online and your application could be approved in as little as 24-hours. It’s simple, quick, and easy and is the modern way to apply for that stressful car loan you need. Zoom’s team of financial specialists have curated an application process that asks the right questions so they can develop a package that suits you and your lifestyle.

The easy online application starts off your car loan journey hassle-free. You could have the finance for a new car within a day, with out even leaving the house! With Zoom, it’s possible to apply for bad credit loans online – you can even sign your documents right from your phone or computer!

Zoom Car Loans services people all over Australia. When you apply for one of our bad credit loans online, one of our car loan experts will get back to you within 30 minutes. We’ll look after the tricky stuff so that you can start thinking about your new car.

Applying for bad credit loans online is a hassle-free way of getting the car you need. It’s quick and simple and Zoom’s 90% approval rate means getting a car is only a few clicks away.

Apply now for a bad credit car loan online today.