Bad Credit Car Loans
bad credit car loansAre defaults, ex-bankruptcy, or inquiries making it hard to get a car loan? We can find the perfect finance package for you! If the past is interfering with your future, count on Zoom Car Loans to get you back on track.

Same Day Approvals
87428495We respond quickly to all applications. Our loans are usually approved within 24 hours. After all, when you need finance, you need it as soon as possible. We understand this, which is why we don’t delay in getting your application approved and settled.

Centrelink Car Finance 
Centrelink Car financeAfraid being on Centrelink will stop you from applying for auto loans? Don’t worry. We provide flexible fixed-rate, low-repayment vehicle finance options to help you get back on your feet.

Flexible terms & repayments
flexible termsOur team is dedicated to developing a solution tailored to your unique circumstances. You select the repayments and terms of the loan to meet your budget needs. Car loans available from $2,000.

100%, no deposit finance 
no deposit financeNo savings? Zoom’s loan products can cover the full cost of your car. Wherever you need no deposit car finance – Brisbane, Sydney, Melbourne, or anywhere else in Australia – we have you covered.

You are in control
you are in controlYou can purchase your car anywhere in Australia. Our bad credit car loans are available for both private sales and dealer purchases, giving you the freedom to choose the ideal vehicle for your circumstances.

Quick Quote

Bad Credit Car Loans at Zoom

Struggling with bad credit, receiving Centrelink payments, or just having a tough time getting your car loan approved? We get it. Life is rarely the smooth ride we’d like it to be. When the bumps in the road are getting in the way of living your life, one of our bad credit personal loans could be just what you need.

Zoom Car Loans Help

At Zoom Car Loans, we provide a wide range of finance products to help you get the best possible deal for financing your vehicle. Whatever your circumstances may be, we can help you get the green light and get back on the road. Using our services is easy – it all starts with a quick and simple online application.

I am extremely satisfied with the service provided by Zoom Car Loans. Their dedication to my requirements was reflective in the loan approval offered – and accepted!

S Dallinger from QLD

I would like to thank you all for your help. Not only did you make the process fast and easy, but you even managed to get me the cheapest loan possible – Even our bank manager couldn’t beat it!

J Harrison from NSW

Perfect. Till we speak again!! Thanks for making this a breeze and thank you for getting the private sale organised so quickly! You’ve been awesome to deal with and I look forward to dealing with you again.

P Sabados from VIC

Thank you to the whole Zoom team for helping us with our car purchase. We highly recommend others to take advantage of unbeatable customer service that you offer…

N Dewstow from QLD

Average Customer Rating
Feefo Star Rating
4.75 out of 5
Zoom Car Loans in this category have an average rating of 4.75 out of 5, based on 177 customer reviews

Let’s Get You Back Behind the Wheel With fast Approval Car Loans

Our finance specialists are here to help and can answer any questions you might have. Call us now on 1300 138 273 or fill out our easy online application and one of our friendly team members will be in touch with you very soon.

Want some more information first? You can find out how it works or read about the things you need to know about bad credit car loans right here on our website.

Range of Resources

Our team provide a great range of resources for you to review and we take a lot of care to ensure you are well informed on all aspects of your car loan.

We provide information on topics such as “Should you choose a No Credit Check Car Loan?” – this includes information to let you know that even paying your credit card bill late can have an impact. As your credit score begins to drop it can be difficult to successfully apply for finance.

Then there’s the fun bits about the “Strangest Road Rules Around The World” – there are some classics here!

But the point is simple – we specialise in bad credit car loans and our team are dedicated to the best in care and service.  We’d be delighted to help – please don’t hesitate to apply today or give us a ring.