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Need a second chance?

We are here to help
BAD CREDIT CAR FINANCE

At Zoom, we understand that life doesn’t always go to plan. Sometimes things go wrong and when it involves finances, this can affect you for years to come due to you obtaining a bad credit history. This can make it very hard to get finance. But don’t stress, Zoom Car Loans are here to help. We offer a range of automotive finance solutions for those with a bad credit history.

We will get you a second chance.

Zoom Car Loans are here to help. Unlike the big banks and other lenders, we don’t let your credit rating define you and don’t believe it is always indicative of your current situation. That’s why we offer bad credit finance for people who don’t have a squeaky clean credit file, but still deserve a car loan. We know having a car is often an important factor in gaining employment and maintaining livelihood and lifestyle.

We help you get approved.

We get it. Life is rarely the smooth ride we would like it to be. A small financial mistake in your past or an unexpected change in circumstances can cause your credit rating to take a hit. This can make it hard to get the tick of approval for a car loan.

At Zoom Car Loans, we have a team of highly skilled and experienced brokers who take the time to learn your story and then advocate on your behalf to get you approved. We know exactly what the different lenders are looking for, so are your best chance getting approved.

  • No deposit loans

  • Bad credit history

  • Centrelink payments

  • Ex-bankruptcy

  • First loan

  • Declined by the bank

9 out of 10 approved

We are experts in this field. 9 out of 10 applicants with a bad credit history are approved, when regulatory terms & conditions are met.

Obligation free

All applications are completely obligation free. We compare the options available to you and then it’s your choice.

Choose your car

We give you the freedom to choose a new or used car, from a dealership or private seller. We can also help you source a car.

Flexible repayments

Our bad credit finance solutions are tailored to your unique preferences. You select the repayment terms for loans from $5,000.

Get the best deal

We have access to interest rates not available directly to the public and negotiate on your behalf with other 30 lenders Australia wide.

What our customers say

At Zoom we pride ourselves on our personalised and friendly customer service. We also constantly seek feedback from our clients and are proud of our 2018 5 Star Gold Trusted Service Award, issued by Feefo. Here’s what some of our recent clients had to say.