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We will help you get approved

Newcastle and surrounds


Are you a Newcastle or Central Coast resident who needs a car loan, but your bank has said no? Whether you have struggled with debt in the past, are receiving Centrelink payments, or just need a dedicated broker on your side, Zoom can help you.
We understand the difference a car can make, so we provide all Australians the opportunity to obtain quick and easy finance for all circumstances. Stop shopping around and potentially affecting your credit rating further.
If you’re finding it tough to get finance approval, it can feel like you’ll never experience the freedom a car brings. Zoom Car Loans work with over 30 lenders Australia wide, so will find you the best deal possible.
When you decide to use Zoom Car Loans, you are choosing a company that is 100% Australian owned and operated. You will be speaking to real people who care about finding the perfect finance package for you.
Contact us today on 1300 138 273 so you can be zooming around the Newcastle roads sooner rather than later.





We help you get approved.

We get it! Life is rarely the smooth ride we would like it to be. A small financial mistake in your past or an unexpected change in circumstances can cause your credit rating to take a hit. This can make it hard to get the tick of approval for a car loan.
At Zoom Car Loans, we have a team of highly skilled and experienced brokers who take the time to learn your story and then advocate on your behalf to get you approved. We know exactly what the different lenders are looking for, so are your best chance getting approved.


  • No deposit loans

  • Bad credit history

  • Centrelink payments

  • Ex-bankruptcy

  • First loan

  • Declined by the bank.




How we work

Applying for loan with Zoom Car Loans is as simple as 1, 2 .. 3!  
Once you complete our obligation free online application, your personal consultant
will be in touch to arrange pre-approval over the phone. 
9 out of 10 applications are approved. 
Step 1

Apply online

Your personal consultant will then call you within 10 minutes to discuss your options.

Step 2

Get The Best Deal

Stop shopping around – we do this for you! We work with over 30 lenders Australia wide to get you the best deal possible.

Step 3

Drive Away

Once you’re approved, we transfer the funds directly to the seller and you drive away happy!

The Zoom difference

When you apply with Zoom, you aren’t just completing a generic online form. Zoom Car Loans are backed by a team of dedicated finance brokers who take the time to learn about you and your purchase goals. They do so by giving you a call within 10 minutes of your application, to have a quick chat and offer instant pre-approval whenever possible.
Your personal broker
will then advocate on your behalf to find you the best deal possible from one of over 30 bank and non-bank lenders. 
Once you apply with Zoom, you can sit back, relax and start looking for your perfect vehicle, whilst we do the hard work for you. Stop shopping around and potentially affecting your credit rating. Apply now and experience the Zoom difference.

Types of finance

Our name might be Zoom Car Loans, however we can help with:
  • Vehicle finance

  • Equipment finance

  • Marine finance

  • Motorcycle finance

  • Caravan finance

  • Personal finance

  • Start-up and small business finance

Apply with confidence

100% Call back

We call back 100% of applicants the same day. If we can’t get in touch, we will leave a message.

90% Approval

9 out of 10 Zoom Car Loans clients are approved, when they meet all regulatory terms and conditions.

Compare and Save

We work with over 30 Australian lenders to compare your options and get you the best deal.


We are associate members and bound by the code of conduct for FBAA and COSL.

What our customers say

At Zoom we pride ourselves on our personalised and friendly customer service. We also constantly seek feedback from our clients and are proud of our 2018 5 Star Gold Trusted Service Award, issued by Feefo. Here’s what some of our recent client’s had to say.