At Zoom we believe a car is a basic form of transport, that all Australian’s are entitled to. That’s why no deposit car loans are well within reach if you choose Zoom Car Loans.
If you need a car to do the school runs, apply for work, get to work or do your work, don’t hesitate. Contact us and get on the road sooner. 9 out of 10* applicants who don’t have a deposit are approved through Zoom Car Loans.
We take the shopping around and negotiation process out of your hands. We advocate on your behalf with over 30 bank and non-bank lenders.
* When regulatory terms & conditions are met
No Deposit Loan Benefits
We have a highly streamlined pre-approval and settlement process.
Personalised terms and repayments to suit your budget.
Let us know your vehicle requirements and we will help with the search.
All no deposit car loan applications are completely obligation free.
How to apply
Apply online in under 2 minutes
Apply online in under 2 minutes. We will then asses your application and give you a quick call to arrange pre-approval over the phone.
We find you the best deal possible
After you receive your pre-approval, we work on your behalf to find you the best deal possible from one of over 30 lenders Australia wide. Once we do, we will send you the paperwork to finalise the application process.
Once you’re approved, drive away happy!
Good news - the lender notifies us that you have been approved for the loan and within a couple of days, the loan amount is transferred directly to the dealership or person that you are purchasing the car from. This is called settlement and at this point, you drive away in your new car!
We help you get approved.
At Zoom Car Loans, we have a team of highly skilled and experienced brokers who take the time to learn your story and then advocate on your behalf to get you approved. We know exactly what the different lenders are looking for, so are your best chance getting approved.
No deposit loans
Bad credit history
Declined by the bank
What our customers say
“Polished, caring customer service – an amazing outcome! Professional, courteous, helpful, intelligent, patient, accommodating, kind - and ultimately successful in assisting me to secure the vehicle and terms I was looking for. Totally outstanding - customer service at its best.”
“I recently applied through Zoom and the process was fast and customer service great! It was easy and stress free and I will definitely go through them again when applying for a car loan!”
'All staff were so helpful from start to finish. Shaun who did our loan was incredible. So efficient and kept us informed. We have had some financial problems in the past, but you didn't judge us on that. The whole process was so simple. We love our new car! Thank you so much! Will recommend you and use you again in the future! '