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Zoom Car Loans

We help Australians get the car loan they deserve


Zoom Car Loans was founded to provide all Australian’s with the car loan they deserve. Our young and dynamic team of bad credit car loan brokers are based on the Gold Coast, QLD, and service Australia wide. We are real people, who understand that life doesn’t always go to plan. Which is why we assist clients with a bad credit history, prior defaults, ex-bankruptcy or who don’t have a deposit, to get approved for a loan.

Although our name is Zoom Car Loans, we also tailor finance packages for any type of road or marine vessel, including personal and business purchases.

We are a 100% Australian owned and operated company – And proud of it!






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The Zoom difference

When you apply with Zoom, you aren’t just completing a generic online form. Zoom Car Loans are backed by a team of dedicated finance brokers who take the time to learn about you and your purchase goals. They do so by giving you a call within 10 minutes of your application, to have a quick chat and offer instant pre-approval whenever possible.
Your personal broker will then advocate on your behalf to find you the best deal possible from one of over 30 bank and non-bank lenders. 
Once you apply with Zoom, you can sit back, relax and start looking for your perfect vehicle, whilst we do the hard work for you. 
Apply now and experience the Zoom difference.

How to apply

Our 3 step application process means you can drive away sooner. 
Backed by technology unique to Zoom Car Loans, we can usually process your application within 24 – 48 hours.
Step 1

Apply online in under 2 minutes

Apply online in under 2 minutes. We will then asses your application and give you a quick call to arrange pre-approval over the phone.

Step 2

Zoom finds the best deal possible

After you receive your pre-approval, we work on your behalf to find you the best deal possible from one of over 30 lenders Australia wide. Once we do, we will send you the paperwork to finalise the application process.

Step 3

Once you’re approved, drive away happy!

Good news! The lender notifies us you have been approved for the loan and within 24-48 hours the money is transferred directly to the dealership or private seller. This is called settlement and at this point, you drive away in your new vehicle.

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Mechanical protection and insurance

Zoom Car Loans have partnered with Australia's leading warranty, insurance and road-side protection companies,  so we can offer you a selection of products and services to protect your new asset. These include:
  • Comprehensive vehicle insurance,
  • Mechanical warranty,
  • Road-side assistance.
Before your loan settles, your accredited consultant will help you choose the best combination of products and services to make sure you are covered across all bases for the duration of your loan.  Zoom Car Loans will even incorporate the cost of coverage into your loan repayments, so help will always be on hand.  There isn't a situation that we haven't thought of.  We also cater for:
  • GAP Insurance (Guaranteed Asset Protection),
  • Third Party, Fire & Theft,
  • Recreation Vehicle Insurance,
  • Consumer Credit Protection Insurance,
  • Tyre and Rim Insurance,
  • Mechanical Breakdown Insurance.

Apply with confidence

100% call back

We call back 100% of applicants the same day. If we can’t get in touch, we will leave a message.

90% approval

9 out of 10 Zoom Car Loans clients are approved, when they meet all regulatory terms and conditions.

Compare and save

We work with over 30 Australian lenders to compare your options and get you the best deal.


We are associate members and bound by the code of conduct for FBAA and AFCA.
Meet the team

Backed by decades of experience, the Zoom Car Loans team are driven and passionate brokers, who want the very best for their clients. Just some of the dream team includes: