Bad Credit Car Loans
Are defaults, ex-bankruptcy, or inquiries making it hard to get a car loan? We can find the perfect finance package for you! If the past is interfering with your future, count on Zoom Car Loans to get you back on track.

Same Day Approvals
We respond quickly to all applications. Our loans are usually approved within 24 hours. After all, when you need finance, you need it as soon as possible. We understand this, which is why we don’t delay in getting your application approved and settled.

Centrelink Car Finance 
Afraid being on Centrelink will stop you from applying for auto loans? Don’t worry. We provide flexible fixed-rate, low-repayment vehicle finance options to help you get back on your feet.

Flexible Terms & Repayments
Our team is dedicated to developing a solution tailored to your unique circumstances. You select the repayments and terms of the loan to meet your budget needs. Loans available from $5,000.

100% No Deposit Finance 
No savings? Zoom’s loan products can cover the full cost of your car. Wherever you need no deposit car finance  we have you covered.

You Are In Control
You can purchase your car anywhere in Australia. Our bad credit car loans are available for both private sales and dealer purchases, giving you the freedom to choose the ideal vehicle for your circumstances.

Bad credit car loans at Zoom

Struggling with bad credit, receiving Centrelink payments, or just having a tough time getting your car loan approved? We get it. Life is rarely the smooth ride we’d like it to be. When the bumps in the road are getting in the way of living your life, one of our bad credit personal loans could be just what you need.

Zoom Car Loans can help

At Zoom Car Loans, we provide a wide range of finance products to help you get the best possible deal for financing your vehicle. Whatever your circumstances may be, we can help you get the green light and get back on the road. Using our services is easy – it all starts with a quick and simple online application.

Zoom Car Loans are so easy to deal with and are extremely friendly! They were easy to talk to and did everything in their power to help me get my car loan. He knew I was in a need of a car ASAP and the whole process was so smooth – I can’t fault them.

M. Kent, Nelson Bay

Absolutely great service! I would recommend Zoom Car Loans because Ben was nothing but helpful and he did such a great job. Happy to go through you guys again and would recommend you to anyone looking for a car loan. Thanks so much!

L. Mann, Tamworth

Katie has been nothing but an absolute pleasure to deal with. She kept me up to date throughout the whole process and worked so hard to get the amount I was after. I will definitely be recommending her excellent service to anyone who is needing to purchase a new vehicle.

C. Williams, Werribee

I would like to thank you all for your help. Not only did you make the process fast and easy, but you even managed to get me the cheapest loan possible – Even our bank manager couldn’t beat it!

J Harrison from NSW

Average Customer Rating
Feefo Star Rating
4.7 out of 5
Zoom Car Loans in this category have an average rating of 4.7 out of 5, based on 321 customer reviews

Let’s get you back behind the wheel with fast approval car loans

Our finance specialists are here to help and can answer any questions you might have. Call us now on 1300 138 273 or fill out our easy online application and one of our friendly team members will be in touch with you very soon.

Want some more information first? You can find out how it works or read about the things you need to know about bad credit car loans right here on our website.

Range of resources

Our team provide a great range of resources for you to review and we take a lot of care to ensure you are well informed on all aspects of your car loan.

We provide information on topics such as “Should you choose a No Credit Check Car Loan?” – this includes information to let you know that even paying your credit card bill late can have an impact. As your credit score begins to drop it can be difficult to successfully apply for finance.

Then there’s the fun bits about the “Strangest Road Rules Around The World” – there are some classics here!

But the point is simple – we specialise in bad credit car loans and our team are dedicated to the best in care and service.  We’d be delighted to help – please don’t hesitate to apply today or give us a ring.