Bad credit history car loans for all Australians.
Don’t stress, Zoom Car Loans are experts in this field. We take the time to learn about your previous credit history and current circumstances. We then work on your behalf to compare the options available and secure you finance approval for a new or used vehicle.
If your past is interfering with your future, you can count on Zoom Car Loans to get you back on track.
Once you apply, your personal broker will be there every step of the way, answering any questions you may have.
Compare and save
We compare over 30 bank and non-bank lenders Australia wide, to make sure you get the best deal possible.
Freedom to choose
Zoom Car Loans can help finance new and used vehicles from dealerships or private sellers. The choice is yours!
Using Zoom technology, we offer instant pre-approval over the phone and settlement usually occurs within a few days.
We help you get approved.
At Zoom Car Loans, we have a team of highly skilled and experienced brokers who take the time to learn your story and then advocate on your behalf to get you approved. We know exactly what the different lenders are looking for, so are your best chance getting approved.
No deposit loans
Bad credit history
Declined by the bank
Who we can help
- Current paid or unpaid defaults
- Discharged bankruptcies & Part 9 agreements
- Centrelink payments
- Loans starting from $5,000
- Express, low doc, commercial applications
- Non-conforming applications
- New entrants to Australia
What our customers say
“Polished, caring customer service – an amazing outcome! Professional, courteous, helpful, intelligent, patient, accommodating, kind - and ultimately successful in assisting me to secure the vehicle and terms I was looking for. Totally outstanding - customer service at its best.”
“I recently applied through Zoom and the process was fast and customer service great! It was easy and stress free and I will definitely go through them again when applying for a car loan!”
'All staff were so helpful from start to finish. Shaun who did our loan was incredible. So efficient and kept us informed. We have had some financial problems in the past, but you didn't judge us on that. The whole process was so simple. We love our new car! Thank you so much! Will recommend you and use you again in the future! '