Getting Finance For A Car Despite Bad Credit
Before you apply to finance a car despite a bad credit history, there are a few helpful steps you can take to prepare.
1. Know your record: Knowing where you stand ensures there are no surprises during the application process. Finding out you have worse credit than you thought can be a painful blow, especially if it results in you missing out on the car loan you wanted. Having an understanding of your current credit history will let you set reasonable expectations, which makes your chance of success higher.
2. Do a full budget: List all of your expenses, including small incidentals, against your income. Know exactly what your cash flow looks like, and do your best to obtain any documents relating to your debts, particularly if they demonstrate that you are up to date. These files may also serve as additional documentation if you need it when you apply.
3. Know what you want: Have an idea of what you need before you apply and do some research. If you know you need an automatic car that can fit three people, for example, you are less likely to take the first vehicle you see. And knowing the current value of the type of vehicle you want lets you apply for the right amount of car finance. This information can also help you bargain effectively when the time comes to purchase your vehicle.
Spending some time thinking about these basic ideas will help make sure you know exactly where you stand and where you want to be. This puts you in a better position to get the green light to finance a car even with bad credit history – and to pay it off on time.
Get Car Finance despite a Bad Credit Rating
Circumstances don’t always go our way. Sometimes things go wrong. Unfortunately, when it comes to finances, one negative event can affect you for years to come, making it difficult to obtain basic products and services. Don’t let your credit rating define you – we believe that your history isn’t always indicative of your current situation. Zoom Car Loans offers bad credit car finance for people who don’t have a squeaky clean record but who still need a way to get around.
The Application Process
Zoom Car Loans has a famous 2-minute online application process. It’s fast and easy, and there is no obligation to proceed after applying. Simply fill out the convenient online form, submit it, and sit back. It’s that easy!
What Sets Us Apart
At Zoom Car Loans, we believe everyone deserves the opportunity to have their own mode of transportation. We know having a car is often an important factor in gaining employment and maintaining livelihood.
We have access to leading finance providers, so we can get you the best approval possible using our quick, easy application process.
Do you want to apply for bad credit car loans? Get car loans today with Zoom Car Loans and get on the road to a better life. Apply now or call us on 1300 138 273 to get the ball rolling.
I am extremely satisfied with the service provided by Zoom Car Loans. Their dedication to my requirements was reflective in the loan approval offered – and accepted!S Dallinger from QLD
I would like to thank you all for your help. Not only did you make the process fast and easy, but you even managed to get me the cheapest loan possible – Even our bank manager couldn’t beat it!J Harrison from NSW
Thank you to the whole Zoom team for helping us with our car purchase. We highly recommend others to take advantage of unbeatable customer service that you offer…N Dewstow from QLD
Perfect. Till we speak again!! Thanks for making this a breeze and thank you for getting the private sale organised so quickly! You’ve been awesome to deal with and I look forward to dealing with you again.P Sabados from VIC