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We help with bad credit car finance solutions

Zoom Car Loans has been able to help people in the past who had bad credit car finance history. We provide the solution by working with our huge list of partnering lenders and will find you an option that meets your needs. 


We work with many different lenders and partners so that we can get access even if there were previous rejections by dealerships or banks beforehand!

Get started on finding what’s best suited just for you today.

We believe in second chances with bad credit car finance

Zoom Car Loans are the perfect solution for people with a bad credit car finance history who want to get ahead. We know how important owning your own vehicle can be, and we won’t let a bad credit rating stop you. We know a car is needed to gain employment and maintain your livelihood.




Why use Zoom car loans for your loan?

Zoom Car Loans are here to help you get back on the road with car finance. We understand that life isn’t always smooth and easy which can make it hard for people with bad credit car finance ratings to be approved by lenders when they need a car loan for a new/used car. 

Our team of highly skilled brokers will take the time to learn about your story before advocating on your behalf.

We are all about making life easier and finding the perfect solution for your financial needs. That’s why we’ve matched you up with one of 30 banks & lenders across Australia-wide that offer great finance packages tailored just right according to your unique requirements. Get in touch with us






What our customers say about bad credit car finance



Didn’t expect the application process to be so fast, customer service was excellent as they listened, Tahlia explained each step as well as returning my calls. I managed to get approved for my vehicle and have my new car home within a few days. Happy client, thank you Tahlia😃 😊
Beverley K


Fast and fuss free service. My broker, Josh was exceptional at helping me understand the process and organising all the details. These guys made my dream a reality in less than a week.

Huge 👍 for Josh and the team
Elaine N

Read more testimonials here.

9 out of 10 approved

We are experts in the field of bad credit car finance. 9 out of 10 applicants with a bad credit history are approved, when regulatory terms & conditions are met.

Obligation free

All applications are completely obligation free. We compare the options available to you and then it’s your choice.

Choose your car

We give you the freedom to choose a new or used car, from a dealership or private seller. We can also help you source a car.

Flexible repayments

Our bad credit car finance solutions are tailored to your unique preferences. You select the repayment terms for loans from $5,000.

Get the best deal

We have access to interest rates not available directly to the public and negotiate on your behalf with other 30 lenders Australia wide.

Need a loan if you have bad credit car finance history?

With Zoom Car Loans, you can get an easy loan that will help build up your credit from your bad credit car finance. 

Apply now