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Can I get bad credit loans on Centrelink?

To put it simply, it is a YES, you can get bad credit loans on Centrelink! The government benefits that are available to Centrelink recipients can be seen as regular income, and because of this, they might think you’re eligible for personal loans. However, we can’t guarantee approval with bad credit so we make the legal case that you fit within the minimum requirements needed to qualify.


We will get to understand your circumstance and learn about your story to put your case forward to find the best lenders at the right rate. Zoom Car Loans brokers know every loan application is unique, which means that your personal broker will be there for you every step of the way.

Why get bad credit loans on Centrelink through Zoom Car loans?

We understand that life doesn’t always go according to plan, which is why we’re here for clients in need. Whether you have a bad credit history, are on Centrelink or are unable to take out a loan due to a lack of deposit – Zoom Car Loans will help! 


You get personalised service from an Australian based team and gain easy approval with one of our many finance packages available nationwide; there is no better place than zooming around town when it comes time to purchase your car. We will help with your bad credit loans on Centrelink. 








We have a highly streamlined pre-approval and settlement process.


Personalised terms and repayments to suit your budget and lifestyle.


Let us know your vehicle requirements and we will help with the search.


All Centrelink car loan applications are completely obligation free.

Useful information

You should always check your options before you accept a loan and ensure that you use the free resources available throughout Australia to assist you when borrowing funds of any nature. For information about other options for managing bills and debts, you can ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor. Alternatively, contact our friendly team to discuss your options.

Our customer testimonials about how awesome we are!

Very easy to use and very happy to explain everything first. Me personally this is the first time for me so i WILL definitely be going with them for my next lone AAA++++
David S


Very efficient and professional company. Morgan is very patient and approachable. He assistance is greatly appreciated. I recommend Zoom!
Mark G


Thanks to Josh for going above an beyond to help secure a loan for me. Josh made the whole experience awesome. Customer service was A+, communication was a breeze, always kept me updated. Thanks so much Josh,  I truly appreciate all your hard work and time to help me out. If I could give you a 10 star rating I would. 🙂

Ariana T

Read more testimonials here

Let's see if you qualify for bad credit loans on Centrelink today!

There are minimum requirements needed to qualify for bad credit loans on Centrelink, but yes we can check! The best option for us to understand your situation is for you to apply online and fill out your details and we will get in touch shortly!