Your address will show here +12 34 56 78

Car finance on Centrelink can happen

Zoom Car Loans offer people car finance on Centrelink! When you’re looking for car finance, there are many barriers in your way. But with Zoom Car Loans and our experienced brokers who know these lenders operate – we’ll make sure that they say yes to your car finance even if you are on Centrelink. 


Once approved you can drive away and it will feel like it’s no hassle at all. Apply today on our online form and we will get in touch with you.

Can you get car finance on Centrelink?

The answer is YES! We can help you get car finance on Centrelink.  There are limitations placed depending upon overall income received as well as day-to-day expenses. These are set by government guidelines which set a living allowance thus we have to work within the legal guidelines.



We have a highly streamlined pre-approval and settlement process.


Personalised terms and repayments to suit your budget and lifestyle.


Let us know your vehicle requirements and we will help with the search.


All Centrelink car loan applications are completely obligation free.

What are the minimum income requirements?

To be approved for car finance, applicants must meet the minimum income amount of $800 per fortnight.

This is not just from Centrelink payments but also employment earnings. Why has this number has been put in place? It’s so that lenders can determine if you’re able to afford basic living expenses while making your repayment on time; like groceries and bills etc.



What is my borrowing capacity on car finance with Centrelink?

Zoom Car Loans have a team of car finance specialists who work on your behalf to find you the best deal possible even though you are on Centrelink. This means we don’t have any set loan amount, as it will depend upon what lenders are available and how much money is needed for each individual circumstance. 

Find out more by applying online with your details and we will contact you. 

Who qualifies for car finance?

Zoom Car Loans are able to help the large majority of Centrelink customers with car finance, but there is a $800 income a fortnight requirement.

  • Parenting payments (single & partnered)

  • Disability

  • Carers Payments

  • Family Tax Benefit

  • Aged Pension.




Useful information

You should always check your options before you accept a loan and ensure that you use the free resources available throughout Australia to assist you when borrowing funds of any nature. For information about other options for managing bills and debts, you can ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor. Alternatively, contact our friendly team to discuss your options.

Our customers love us!

Zoom car loans helped me get a car loan and helped finance and get a new car for my family so blessed and grateful to Josh. From the start Josh helped in so many ways to look for a car and make sure I loved the car and was very consistent in doing everything. Thank you Josh
Shantell P


Kate Sewell and Morgan Norman were absolutely fantastic at helping me purchase a car I wanted. They made the process so easy. I highly recommend them. Cannot thank them and the company enough. Very polite and extremely helpful. Thank you zoom car loans. 😊
Kelly P


I had Dane Stewart in charge of my application, he was so helpful and kind. He answered all of my questions and gave great feedback. I am now the owner of a new car! Very happy with my experience at zoom car loans. 👍

Caitlyn H

Read more testimonials here

Let us get your car finance on Centrelink sorted!

Yes, there are minimum requirements needed to qualify for car finance on Centrelink. The easiest way is just to apply online and fill out your details and we will get in touch with you!