Bad Credit Car Loans Melbourne
bad credit car loansPaid or unpaid defaults? Discharged bankrupt?  Let us help you find the perfect finance package for Melbourne finance clients.

Same Day Approvals
87428495Zoom Car Loans provides quick response to all loan applications. Our loans are usually approved within 24 hours.

Centrelink Car Finance 
Centrelink Car financeZoom Car Loans provides flexible fixed rate low repayment vehicle finance options to help you get back on your feet.

Flexible terms & repayments
flexible termsYou select the repayments and terms of the loan to meet your budget needs. Car loans available from $2000.00

100%, no deposit finance 
no deposit financeNo savings? or simply want to hold on to your cash? Zoom’s loan products can cover the full cost of your car

You are in control
you are in controlYou can purchase your car through anywhere in Australia. Both private and dealer purchases are accepted in Melbourne and beyond.

Quick Quote

Quick Quote

Bad Credit Car Loans Melbourne

While Melbourne is home to several fantastic public transport alternatives, there are some situations where only a car will do. Maybe you’re planning the ultimate interstate road-trip, or perhaps you’re just tired of waiting for the bus in the rain. Whatever your reasons, owning a car can lift that weight off your shoulders and make life so much easier.

However, if you are struggling with poor credit history or finding it tough to get an approval for a car loan, it can feel like you will never experience the freedom a car brings. Thankfully, you can take a look at car loans in Melbourne with Zoom Car Loans.

How We Can Help Melbourne Clients

At Zoom Car Loans, we understand the difference a car can make, so we provide Melbourne clients and residents Australia-wide the opportunity to obtain a car loan. With access to leading finance providers, we are able to get you the best approval possible with our bad credit car finance solutions.

Our team of finance brokers do all the hard work for you to ensure you are back on the road as soon as possible. We take the pressure off with our quick and easy online application, pre-approvals and streamlined settlement processes.

I am extremely satisfied with the service provided by Zoom Car Loans. Their dedication to my requirements was reflective in the loan approval offered – and accepted!

S Dallinger from QLD

I would like to thank you all for your help. Not only did you make the process fast and easy, but you even managed to get me the cheapest loan possible – Even our bank manager couldn’t beat it!

J Harrison from NSW

Thank you to the whole Zoom team for helping us with our car purchase. We highly recommend others to take advantage of unbeatable customer service that you offer…

N Dewstow from QLD

Perfect. Till we speak again!! Thanks for making this a breeze and thank you for getting the private sale organised so quickly! You’ve been awesome to deal with and I look forward to dealing with you again.

P Sabados from VIC

Bad Credit Car Loans in Melbourne FAQs

Do I need to purchase my car from Melbourne?
Even though we provide many car loans in Melbourne, you can shop for the right vehicle in any state. We are proudly Australian operated and owned, so our services are available to residents throughout the country.

No matter your car’s location, our financing solutions will still get you to your destination.

What if I’m purchasing a car privately?
Whether you are purchasing your car through a dealership or from your neighbour down the road, we can still offer you a bad credit car loan in Melbourne.

Get in touch with us today so we can chat about your current circumstances and requirements.