So you went for a test drive on the weekend and you think you’ve found your next vehicle? Find out how to get a car loan approved fast.
Maybe you’ve outgrown your current car and need something larger for a growing family, but not sure what vehicles will be available to you.
Perhaps you’re looking for your first car, but don’t have any funds saved yet.
Maybe you run a small business who needs a new work vehicle to take your business to the next level?
If any of those scenarios sound familiar to you, the team at Zoom Car Loans can help you.
Unlike the big banks and other lenders, we don’t let your credit rating define you and don’t believe it is always indicative of your current situation. That’s why we offer bad credit finance for people who don’t have a squeaky clean credit file, but still deserve a car loan. We know having a car is often an important factor in gaining employment and maintaining livelihood and lifestyle.
We also know what it takes to make the lenders say YES to approving you for a small business loan. Just some of our small business clients include cafe owners, landscapers, hair dressers, mechanics, concrete suppliers and many more! No matter what your trade, you will require machinery, equipment and supplies to ensure your business runs smoothly. We know these don’t come cheap, which is why we offer finance solutions for ABN holders and small business owners to help them make these purchases.
We understand that life doesn’t always go to plan. Sometimes life throws us a curveball and puts us in a position where we need a car ASAP. Usually this will mean that there are no spare funds lying around for a car deposit. If you’re in a similar position, or just really want a car but don’t have a deposit, Zoom Car Loans can help you.
So you’ve decided to apply for a car loan, but don’t want to let the car you just test drove get snapped up by someone else? Or you have a big job coming up that your current work vehicles simply can’t handle. Or maybe you have a new baby on the way and need to get the car situation sorted before the new bundle of joy arrives. Keep reading to learn how to get a car loan approved fast with Zoom Car Loans.
Our 3 step application process means you can get approved for a car loan fast! Backed by technology unique to Zoom Car Loans, we can usually process your application within 24 – 48 hours.
Whilst we do everything we can to get you into your new vehicle as soon as possible, there a few things you can do to heighten your chances of gaining a quick approval offer. A key part of your application involves credit providers verifying your current financial situation. This is a requirement of the law, so to avoid any delays, we encourage you to do the following after your initial phone call with the consultant:
Returning your supporting documents quickly:
Your consultant will ask you to supply certain documents to help verifying your identify, your employment, any benefits you may be receiving , your banking conduct and also any financial commitments you may have. The faster you return the required documents to your consultant, the faster they will begin processing your application and hopefully securing that new vehicle your are wanting!
We understand everyone lives busy lives, however being contactable during the loan application is very important to having the process go as quickly as possible. If you have a missed call from your consultant, aim to return their call as quickly as possible. The faster your consultant is able to get the information they require from you, the faster they will begin processing your application.
We have quite a quick turn around, the assessment period usually takes between 24-48 business hours. The quicker you are able to send through the documents we request, the faster we are able to process your application. Your Zoom Car Loans broker will not only get you approved, they will find you the best interest rate available and will tailor your loan term to suit your needs.
To get a car loan approved fast, Apply online now or call Zoom Car Loans on 1300 138 273.