Zoom Car Loans Finance Blog

Securing a loan with bad credit or no deposit can be challenging, especially in a financial landscape influenced by current interest rates and the rising cost of living. As interest rates fluctuate, lenders become more cautious, making it crucial for individuals with less-than-stellar credit histories to navigate the borrowing process strategically.Current interest rates affect loan approvalsThe prevailing interest rates play a pivotal role in loan approvals. Higher rates can lead to increased scrutiny by lenders, making it imperative for borrowers to demonstrate their financial responsibility. To enhance the likelihood of securing aSEE DETAILS <span class="more-link-ima...

Acquiring a new car despite a challenging credit history is a significant achievement, and your diligence in securing a car loan demonstrates financial resilience. Now that you have the ideal vehicle tailored to your needs, it’s crucial to maintain and maximise its value.Prioritise regular maintenance to ensure your car stays in optimal condition.Promptly address any minor issues to prevent them from escalating into costly repairs. Consistent upkeep not only enhances the vehicle’s performance but also contributes to long-term savings.Practice fuel-efficient driving habitsAdditionally, practice fuel-efficient driving habits to cut down on running costs.SEE DETAILS <span class="more-link-im...

Meet the boss – Dave Hooper Meet Dave Hooper, the finance industry veteran who is the driving force behind Zoom Car Loans. With an extensive career in finance, Dave brings a treasure trove of knowledge and expertise to the table. His specialisation in compliance, business development, and recruitment ensures that the Zoom team is a league apart.  If you are looking for a bad credit car loan Dave is the man to help you.Zoom Car Loans was founded to provide all Austalians the opportunity to get the car loan they deserve.SEE DETAILS

If you are looking for car finance, then you may find yourself overwhelmed by the options and information that’s out there.Before you dive headfirst into the process, there are a few terms and concepts you should know. The Basics of Car FinanceWhat Is An Interest Rate?An interest rate is a fee charged by the lender. It is generally based on the amount you pay back annually. For example, if you borrow $10,000 and are required to pay $900 interest yearly, then you have a 9% interest rate. The rate will varySEE DETAILS