If you’ve ever had a default, missed payment, or financial setback, you may assume getting approved for a car loan in Sydney is impossible.The truth is, car finance with bad credit in Sydney is not only possible, it’s something thousands of people successfully arrange every year.Unfortunately, there are plenty of myths out there that stop people from even trying.At Zoom Car Loans, we specialise in helping everyday Australians secure finance even with a tricky credit

The team at Zoom Car Loans would like to wish all our clients and community a very Merry Christmas and a Happy New Year!Please note that during the Christmas season our office will be closed on public holidays and operating with reduced hours and reduced staff on the other dates so our team can enjoy some festive cheer. (Please see our schedule below).We’ll be back to normal business hours on Monday 5th January, ready to

When you’re carrying a car loan and struggling with repayments, refinancing can sound like the lifeline you’ve been waiting for.But if you’ve got a poor credit history, you may be wondering: is refinancing really possible for me – and is it worth it?At Zoom Car Loans, we work with clients across Melbourne who are navigating tough credit situations every single day.The good news? Refinancing is possible, and in many cases, it can make a real

If you’ve had credit issues in the past, you’ve probably noticed that borrowing money in Brisbane hasn’t always been easy. In 2025, things have changed.As brokers who work every day with clients who have less-than-perfect credit, we want to share what’s really been happening in the bad credit loan market this year – and what it means for you.Higher Credit Stress Means Stricter ChecksHousehold budgets are under pressure. With the cost of living and interest

If you’ve found yourself urgently needing a loan but have bad credit, you’re not alone.Life happens – car breakdowns, medical expenses, overdue bills – and when these unexpected costs come up, it can be stressful and overwhelming, especially if your credit history is less than perfect.At Zoom Car Loans, we understand what you’re going through, and we specialise in helping Aussies just like you find a solution.What Is Bad Credit?Bad credit generally means your credit