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Need a second chance?

We are here to help


Life doesn’t always go to plan. Sometimes things go wrong and you can end up with bad credit. That’s not so great when it comes time for important purchases such as cars.  But car loans, despite bad credit, can still be obtained. We offer a range of finance solutions to help you get your wheels and get moving.


We help you get approved.

Yes, getting a car loan despite a bad credit record can be done.

At Zoom Car Loans, we have a team of highly skilled and experienced brokers who take the time to learn your story and then advocate on your behalf to get you approved.

We know what different lenders are looking for, so are your best chance getting approved despite the bad credit.

Car loans is what we specialise in, so contact the team today.


  • No deposit loans

  • Bad credit history

  • Centrelink payments

  • Ex-bankruptcy

  • First loan

  • Declined by the bank



We will get you a second chance at a car loan

Zoom Car Loans are here to help. Unlike the big banks and other lenders, we don’t let a bad credit rating define you and don’t believe it is always indicative of your current situation.

We understand things change.

That’s why we offer car loans bad credit finance for people who don’t have a squeaky clean credit file, but still deserve a car loan. We know having a car is often an important factor in gaining employment and maintaining livelihood and lifestyle.

9 out of 10 approved

We are experts in the field of bad credit car finance. 9 out of 10 applicants with a bad credit history are approved, when regulatory terms & conditions are met.

Obligation free

All applications are completely obligation free. We compare the options available to you and then it’s your choice.

Choose your car

We give you the freedom to choose a new or used car, from a dealership or private seller. We can also help you source a car.

Flexible repayments

Our bad credit car finance solutions are tailored to your unique preferences. You select the repayment terms for loans from $5,000.

Get the best deal

We have access to interest rates not available directly to the public and negotiate on your behalf with other 30 lenders Australia wide.

What our customers say

At Zoom we pride ourselves on our personalised and friendly customer service. We also constantly seek feedback from our clients and are proud of our 2018 5 Star Gold Trusted Service Award, issued by Feefo. Here’s what some of our recent clients had to say.