Zoom Finance Blog
More Than Just Car Loans: The Other Loans You Can Get from Zoom Car Loans
At Zoom Car Loans, we know our name suggests we only deal with car finance — and yes, helping Aussies get behind the wheel is still a big part of what we do. But the truth is, we’re more than just car loan brokers.
Over the years, we’ve expanded our services to offer a wide range of loan options to help people with bad credit get the support they need — whether it’s to cover essential costs, consolidate debt, or even launch a small business.
We get it — life doesn’t always go to plan. You might have had a few financial bumps in the road. But that doesn’t mean you should miss out on the funding you need.
1. Loans for Other Vehicles — Boats, Caravans, and Motorbikes
Love the idea of hitting the road in a caravan, cruising the water in your own boat, or experiencing the freedom of two wheels?
We help people finance more than just cars. At Zoom, we also broker loans for boats, caravans, and motorbikes — with options available even if you have bad credit.
Whether you’re chasing weekend adventures or planning a long-term lifestyle change, we can connect you with lenders who offer flexible terms and understand that past financial mistakes don’t define your future.
2. Personal Loans for Life’s Essentials
Not everything fits neatly into a category — sometimes you just need a bit of extra cash to get on top of things. Whether it’s medical bills, emergency expenses, or school costs, we help our clients secure personal loans to take the pressure off.
These loans are flexible, can be tailored to your needs, and are available to people with bad credit or limited financial history.
We don’t just look at your credit score — we take the time to understand your situation and match you with lenders who specialise in second-chance finance.
3. Debt Consolidation Loans
Juggling multiple debts can be overwhelming — especially when they all have different interest rates and repayment dates.
A debt consolidation loan lets you combine your debts into one simple repayment. For many of our clients, this means less stress and a better chance of getting on top of things.
At Zoom, we work with lenders who understand the realities of bad credit and are open to helping you start fresh. Our goal is to find you a loan with manageable repayments and a realistic timeframe.
4. Business Loans for ABN Holders
Got an ABN and a dream? Whether you’re just starting out or need funds to grow, we can help you access business loans tailored to sole traders and small businesses — even if your credit history isn’t perfect.
We know that traditional banks often say no to entrepreneurs with bad credit. But at Zoom, we partner with lenders who think differently.
If you’ve got an ABN, we’ll work to find finance options that suit your industry, goals, and circumstances.
5. Loans for People on Centrelink
Being on Centrelink doesn’t mean you’re not eligible for a loan. If you’re receiving regular payments and can demonstrate an ability to repay, we can often help you access small loans for essential needs.
We deal with lenders who understand these situations and offer realistic options.
Bad Credit Loans for More Than Just a Car
At Zoom Car Loans, we’re proud to help people who are often turned away by the big banks. Whether you’re after a car, a caravan, a business loan, or simply need help getting back on your feet, we’re here to support you.
If you’ve got a bad credit history and thought finance was out of reach — think again.
Give us a call or apply online today. We’ll do the hard work to find the right loan for your needs — not just your credit score.
