Small Business Finance
Unlock your business potential
Who Small Business Finance Is For
Zoom Car Loans supports a wide range of business owners and operators, including:
- Sole traders and freelancers who need vehicles, machinery, or tools
- Start-up business owners with an ABN looking to establish operations
- Small to medium enterprises (SMEs) needing cash flow support
- Applicants with low documentation or imperfect credit
Even if traditional banks have declined your application, you may still qualify for business finance through Zoom’s specialist lending network.
Business Finance Options Available
Our finance solutions are designed to help your business grow, stay mobile, and remain competitive.
- Vehicle Finance
From work utes to delivery vans and trucks, we offer finance for both single vehicles and fleets. - Equipment and Machinery Finance
Upgrade or replace tools, construction gear, agricultural machinery, or industrial assets to improve productivity. - Low Doc Business Loans
If you don’t have full financial statements or detailed documentation, we’ll work with alternative verification options to get your loan approved. - Start-Up Loans for ABN Holders
We provide access to funding for new business owners to purchase income-generating assets like vehicles or essential equipment. - Cash Flow Funding
Short-term financing to manage expenses, purchase stock, or smooth out income gaps between projects.
How Zoom Car Loans Works for Small Businesses
We understand that every business is different — which is why our process focuses on personalisation and advocacy.
Here’s how we help:
- Apply Online: Submit a quick, obligation-free application.
- Get Assigned a Broker: A dedicated finance specialist contacts you to learn about your business goals and needs.
- Tailored Solutions: We compare options from over 30 Australian lenders to find the most suitable deal.
- Approval and Funding: Once approved, we help finalise your finance quickly so you can get back to running your business.
Our brokers handle everything — from paperwork and lender communication to negotiating competitive rates. This saves you time, protects your credit rating, and ensures you get the best available outcome.
Why Small Businesses Choose Zoom Car Loans
Zoom Car Loans isn’t just about car finance. We’re a trusted business finance partner for entrepreneurs across Australia, helping them access funding to fuel growth and success.
Our key advantages:
- Bad credit expertise: We specialise in finding solutions for business owners with imperfect credit histories.
- Low-doc flexibility: We work with lenders who understand that not every small business can provide full financials.
- Personal service: Every applicant is assigned a real broker who understands your industry and financial position.
- Strong lender relationships: Access to more than 30 bank and non-bank lenders Australia-wide.
- High approval rate: 9 out of 10 pre-qualified applicants get approved.
Vehicle and Asset Sourcing Support
Once approved, Zoom can even help you find the right vehicle or asset through our nationwide dealer network.
Our dedicated sourcing team works within your location, preferences, and approved budget to secure a vehicle quickly — often within 24 hours.
This extra service saves you time, ensures you get quality options, and allows you to get on the road or back to work faster.
Tailored Solutions for Different Business Needs
| Loan Type | Ideal For | Key Benefits |
|---|---|---|
| Sole Trader Finance | Self-employed or independent operators | Finance for vehicles, machinery, or software |
| Low Doc Loans | Businesses without full paperwork | Flexible assessment based on alternative income proof |
| Start-Up Loans | New ABN holders and entrepreneurs | Finance for income-generating vehicles and equipment |
| Cash Flow Funding | Established businesses managing expenses | Smooth cash flow or cover operational costs |
Unlock Your Business Potential Today
Running a business comes with challenges — getting finance shouldn’t be one of them.
At Zoom Car Loans, we work hard to help Australian small businesses thrive by finding the right funding, fast. Whether you’re just starting out or scaling up, we’re here to make finance simple, accessible, and fair.
Unlock your business potential with tailored finance that helps you move forward — confidently and affordably.
We work on your behalf
Our team are highly skilled and experienced brokers. They take care in sourcing only the best deal possible for your current or upcoming business needs. They also understand that no two businesses are the same and each finance application requires a personal touch.
Once you apply, your personal broker will then work on your behalf to secure you the best finance deal to fit your business model. This includes navigating the various lending criteria, interest rates, and document requirements for your next business venture – and advocating on your behalf to show why you should get the loan you deserve.
So rather than shopping around yourself and ending up with an unwanted outcome, let Zoom Car Loans do the hard work for you. You will enjoy working with real people who take the time to learn the ins and outs of your financial requirements.
Sole Trader
We can finance vehicles, equipment, machinery and software – whatever you need to help run the show.
Low Doc
Don’t have an extensive paperwork trail? No worries, we work out other ways to leverage your business.
Start-up loans
These loans allow you to purchase income generating vehicles and equipment to get started.
Start up support
Vehicle and asset sourcing
We have a dedicated team who can source a car for our approved clients through our Australia wide network of dealerships. They work within your requirements and preferences, location and approval amount. Vehicle sourcing can sometimes be done within the day, so you can be driving away in your new car ASAP.
Unlock your potential
Cash Flow Funding
Is it time to update your tools of the trade or work vehicle?