Zoom Car Loans Finance Blog

If you’ve ever had a default, missed payment, or financial setback, you may assume getting approved for a car loan in Sydney is impossible.The truth is, car finance with bad credit in Sydney is not only possible, it’s something thousands of people successfully arrange every year.Unfortunately, there are plenty of myths out there that stop people from even trying.At Zoom Car Loans, we specialise in helping everyday Australians secure finance even with a tricky credit history. Here are five of the biggest myths about bad credit car loans – andSEE DETAILS

The team at Zoom Car Loans would like to wish all our clients and community a very Merry Christmas and a Happy New Year!Please note that during the Christmas season our office will be closed on public holidays and operating with reduced hours and reduced staff on the other dates so our team can enjoy some festive cheer. (Please see our schedule below).We’ll be back to normal business hours on Monday 5th January, ready to help you get behind the wheel of your next car in 2026!Thank you for trustingSEE DETAILS

If you’ve had credit issues in the past, you’ve probably noticed that borrowing money in Brisbane hasn’t always been easy. In 2025, things have changed.As brokers who work every day with clients who have less-than-perfect credit, we want to share what’s really been happening in the bad credit loan market this year – and what it means for you.Higher Credit Stress Means Stricter ChecksHousehold budgets are under pressure. With the cost of living and interest rates staying high, more people are struggling to make repayments, and defaults are at recordSEE DETAILS

At Zoom Car Loans, we help everyday Australians find the right finance options when life throws financial curveballs.Many people come to us confused about the difference between a bad credit loan and a hardship loan.While both options are designed to assist people in difficult financial situations, they serve different purposes and come with different conditions.Let’s break it down so you can better understand which one might suit your needs.What Is a Bad Credit Loan?A bad credit loan is a type of loan offered to individuals who have a poor creditSEE DETAILS

When applying for a loan, most people expect lenders to check their credit history, income, and employment status.But in today’s digital age, there’s a new factor quietly gaining influence — your social media activity.At Zoom Car Loans, we specialise in helping Australians with bad credit secure car finance, and we’ve seen how lenders are using non-traditional data to assess risk. Social media is one of those emerging tools.Why Are Lenders Looking at Social Media?Some lenders are now using social media to get a broader picture of an applicant’s lifestyle, financialSEE DETAILS ...